Real Stories From Happy Humans

B. Delucio

“Cindy did an amazing job helping us through this whole process. As first-time homebuyers, we weren't sure what to expect, and she was there with us through the whole process. I really appreciated how quick she was to respond to my questions and concerns. I have and will continue recommending Cindy to my family and friends. Thanks, Cindy for everything you have done for us!!!”

- J. Smith

“Cindy is excellent at what she does; she tries everything she possibly can to get your mortgage done as fast as possible. Even if there may be issues that occur, she works with you to get them corrected and make sure the deal still gets done. I would recommend her to anyone.”

- J. Moreland

“The closing date on my new home is set! If you're looking for a loan advisor, Cindy Kirkpatrick Baker is who you need to call! Super quick and made this entire home buying process a breeze for me.”

- K. Crouch

“Cindy was recommended by our realtor. Since we were new to the area, we followed up on his recommendation, and I'm glad we did. Cindy was very helpful in walking us through the process of buying a home for the first time. The process is quite involved and can be a bit overwhelming, but it's good to know that you have someone helping you who have worked through things like this many times. She was always willing to answer questions and provided helpful guidance from beginning to end. I would happily recommend her to anyone looking for a home in the area.”

- Dan and Shelly Baker

“Cynthia was a wonderful lender! She took so much time to make sure we understood the process and was always available for us to answer questions. She went well above and beyond her duties as our lender. We were in the process of retiring from active duty military, and things were stressful; she completely relieved our stress by taking charge of the process and any issue we had, she addressed it immediately always with the outcome we desired! We will definitely recommend her to all of our friends and family. She is a true professional!”

- R. Phillips

“Cindy was wonderful!!! She worked with me made me feel at ease with the process. Helped me understand in layman's terms!! She is great!!!”

- H.&R. Patz

“Cindy helped my husband and I purchase our first home. She helped us every step of the way and made sure that everything was taken care of. We were recommended by a friend to work with Cindy, and we are so happy we did. We will (and have already) recommend her to our friends and family!”

- S. & B. Alexander

“After dealing with another loan adviser who could not get us financed due to reasons beyond our control, we were referred to Cindy. She took over the mess that was created by the other adviser and got us approved very quickly! She was always willing to answer any questions that we had and was there with us every step of the way, and still is! She took a very stressful time for us and made it great! I will always recommend her to everyone buying a new home. She is the reason we are in our home :)”

- M. Monroe

“If it wasn't for Cindy there is no way I could have bought my house I would recommend her for any and all real estate transactions. She is the best!!!! Everything was done very professionally and in a timely manner and honestly and upfront.”

My name is Cindy Kirkpatrick Baker and as your Mortgage Expert I will guide you through the homebuying and/or refinance process to ensure a seamless experience that achieves your goals. Providing each client in Indiana, Ohio, Kentucky, and Missouri an exceptional customer experience that exceeds their expectations is my primary aspiration.

Geneva Financial
Geneva Financial

Become a Homeowner

Get Pre-Qualified for Your New Home

Find out what type of home loan you qualify to receive within minutes. This way, you know how much purchasing power you have available.

Refinance Your Mortgage

Save Hundreds on Your Monthly Payments

Interest rates are still near historic lows. Find out within minutes how much you can save by reducing your rate.

Geneva Financial
Geneva Financial

Exploring Your Loan Options

Home buying and refinancing are huge undertakings that require careful consideration and planning. As your trusted mortgage advisor, I will evaluate your eligibility for obtaining a mortgage loan and guide you throughout the process.

I will also help you review your home loan options, choose a lender whose terms suit your needs, and reach your home buying goals.

Client-Focused Approach

My goal is to provide a personal experience for all my clients and guide them through the potentially difficult and intimidating process. I always strive to give the best advice to my clients, which helps me build positive relationships with them.

Geneva Financial
Geneva Financial

Connect With Cindy

Start your mortgage application today! For additional information about my services, reach out to me today. I look forward to hearing from you soon!